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Is Pre-owned Financing Right for You?

Are you searching for a way to finance a pre-owned manufactured home? Interested in how much you qualify for? We offer home loans on used homes being sold without retailers! So, if you’ve found a home being sold by an individual and are in need of financing – we may be a great fit!

All loan programs subject to credit approval and restrictions apply. Contact us for details.

Financing pre-owned manufactured homes

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We’d be happy to provide you with more info about applying for a mortgage with us and help you to understand your options. Please provide us with your name + email below to receive this info!

By submitting this form, I agree that Vanderbilt Mortgage may provide me with marketing communications about Vanderbilt Mortgage products and services, and share my contact information as described in our website terms.

Welcome to Vanderbilt Mortgage

Vanderbilt Mortgage and Finance, Inc. specializes in financing the purchase of new, used, and pre-owned manufactured and modular homes. Direct Lending is a program offered by Vanderbilt that allows for the financing of used homes sold by individuals.

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Why Finance with Vanderbilt Mortgage?

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Direct Lending is a loan program that helps you finance your pre-owned or used manufactured home purchase. Direct Lending finances homes sold by individuals, not banks or new home retailers.

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We want you to have the best experience possible. We work hard to help you apply and obtain your used mobile home loan with confidence.

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We’re here to answer your mortgage loan questions! Our phone, online, and paper applications are designed with you in mind to be quick & easy to fill out.

Mortgage Calculator

Estimate what your potential monthly mortgage payment may look like. Calculator results are only estimates.

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Please note: The results from the calculator are only estimates. There are additional costs to buying a home that may not be reflected in this calculator. Always compare loan offers you may receive before making your decision. Contact us to talk to a licensed loan specialist about loan options specific to your financial needs.

Customer Stories

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"I have had an opportunity in my life to apply for several home loans. Applying with Vanderbilt was easy, convenient, and every person that I have dealt with has been very friendly and professional. I would recommend Vanderbilt to any home buyer knowing that you will be treated fairly and with respect..."

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"My wife and I purchased our home last fall. The finance agent was easy to work with and went above and beyond in order to secure financing on our behalf. I highly recommend Vanderbilt for financing your next home. We plan to purchase a double wide in the future and look forward to working with Vanderbilt for financing it..."

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"So happy with our new home. Financing was a breeze. Took care of all of our questions and concerns right up front. Truly very happy with my mortgage company, would highly recommend to anyone, all my family and friend..."

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"My experience in the process of acquiring home financing is usually difficult, and I was expecting it to be this way with Vanderbilt - but I was very pleasantly surprised to find that the people who I dealt with were extremely professional and friendly. No one likes surprises, especially those that cost more money - but everything that I was told by the people at Vanderbilt was up front and accurate..."