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Now more than ever, we believe that homeownership makes lives better. Let us help you get started with

No Payments for 90 Days*

*Not available with FHA financing.
See below for complete terms and conditions.

Financing your new home starts here.

Signup for our easy email subscription to start the process today with no pressure or complete our fast & secure online application to find out what you may qualify for.

- OR -

All loan programs subject to credit approval. Restrictions apply. Contact us for details.

Finance your new manufactured or modular home purchase with us and have no payments for 90 days.

Vanderbilt Mortgage and Finance is dedicated to helping families like yours achieve homeownership! We also understand the expenses involved in purchasing a new home and we are here to help by offering no payments for 90 days after your home loan funds. This offer is available for qualified customers that submit a credit application now through June 30th, 2020.

All loans are subject to credit approval.

Why Finance with Vanderbilt Mortgage?

Customers are our biggest priority. We want to help your dreams come true.

This is your home, and we don't want you to settle so we are here to answer your questions first.

We offer multiple programs to help you finance your manufactured, mobile or modular home purchase.

Home Partners

Clayton Homes
Crossland Homes
Freedom Homes
Luv Homes
Oakwood Homes
International Homes
Tru Value

Customer Stories

"I have had an opportunity in my life to apply for several home loans. Applying with Vanderbilt was easy, convenient, and every person that I have dealt with has been very friendly and professional. I would recommend Vanderbilt to any home buyer knowing that you will be treated fairly and with respect..."

- Mark, North Carolina

"My wife and I purchased our home last fall. The finance agent was easy to work with and went above and beyond in order to secure financing on our behalf. I highly recommend Vanderbilt for financing your next home. We plan to purchase a double wide in the future and look forward to working with Vanderbilt for financing it..."

- Martin, Georgia

"So happy with our new home. Financing was a breeze. Took care of all of our questions and concerns right up front. Truly very happy with my mortgage company, would highly recommend to anyone, all my family and friend..."

- Russell, New Mexico

"My experience in the process of acquiring home financing is usually difficult, and I was expecting it to be this way with Vanderbilt - but I was very pleasantly surprised to find that the people who I dealt with were extremely professional and friendly. No one likes surprises, especially those that cost more money - but everything that I was told by the people at Vanderbilt was up front and accurate..."

- Robert, Arkansas

No payments for 90 days ("Program"): Portfolio loans only, not available for FHA. Program available for loans to finance the purchase of new manufactured and modular homes from a Clayton Family of Brands retailer ("Seller"). All loans are subject to credit approval. Complete credit application must be received by June 30, 2020 to be eligible. For eligible loans, the first payment due date will be extended with no additional interim interest for two months. For example, if the loan were to fund in June 2020, the first payment due date will be extended with no additional interim interest from August 2020 to November 2020. Funding occurs after the closing date when the new home is delivered, installed, the requirements for occupancy and all of Vanderbilt's requirements for the loan are completed. Program not available for loans with closings which have occurred on or before March 30, 2020. Closing means the signing of both the Seller's sales and Vanderbilt's loan documents necessary to finance the purchase of a new home.